Funding costs compress ING profits

By BN | 13/08/2010 5:52:00 AM | 0 comments

ING Direct announced a profit of $133.1m for the six months to 30 June yesterday, in a $7m drop-off from the profit the group achieved in the corresponding period of 2009.

ING DIRECT chief executive Don Koch said the rising cost of funding had compressed margins and slowed profit growth for the bank in the first six months of 2010.

“The global financial crisis has left a stubbornly higher cost of funding," he said. Koch said it was growth in customer numbers and in savings and mortgages that had contributed to the result.

Year-on-year, the mortgage book rose by $1.1bn, to a total of $37bn.

ING Direct plans to diversify its funding sources with a new move into the securitisation market in 2010.

“Our deposit base is the core strength in our funding mix but we also need to take advantage of alternative funding sources as they become more attractive,” Koch said.

Related stories:

NFC secures ING Direct funding

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