Non-bank enters rate competition

By BN | 1/07/2010 4:55:00 AM | 0 comments

National Mortgage Company has cut the variable rates on its ING-funded full doc loans.

The 0.1 basis point drop came as head of wholesale mortgages Grant Lloyd called for competition to re-emerge in the mortgage market to ensure clients are not only getting a fair deal, but a competitively priced one as well.

In a statement, the lender said it had reduced variable rates rather than fixed rates like other recent cuts by lenders, as variable loans had a higher take-up rate by customers.

Lloyd flagged there may be more to come. “Moving forward we will be releasing more competitive product offerings in support of our clients," he said.

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