Reverse mortgage legislation applauded

By Adam Smith | 23/09/2011 4:00:00 AM | 0 comments

SEQUAL has praised the government initiative to regulate the reverse mortgage market

Assistant Treasurer Bill Shorten has introduced a bill into Parliament enshrining in law many elements of SEQUAL's code of conduct. The legislation includes a no negative equity guarantee, and clarifies disclosure requirements for brokers and lenders.

"I am pleased to say this approach is supported by industry and will result in consumers making more informed and empowered choices in balancing their current and future needs," Shorten told Parliament.

SEQUAL chief executive Kevin Conlon praised the legislation, and commended the government on its industry consultation process.

"This has been a very good example of effective consultation between government and industry which has resulted in meaningful outcomes for consumers," Conlon said.

Conlon commented that the result would protect consumers while ensuring that the reverse mortgage industry is not over-regulated.

Related stories:

Lenders missing from reverse mortgages

SEQUAL standards to become law

Reverse mortgage market hits $3bn

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