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APRA eyes commercial lending

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Australian Broker | 24 Jun 2016, 09:00 AM Agree 0
Banking regulator APRA Is “dialling up” the scrutiny on banks’ commercial real estate lending after double-digit loan growth
  • Enough | 24 Jun 2016, 10:05 AM Agree 0
    So basically APRA's job has become to identify areas of economic growth and destroy them. Prudence is prudence, but this type of reactive governance is not only ridiculous, it is also a reflection of the poor strategic capabilities of APRA's management.
  • Bottom Line | 24 Jun 2016, 04:04 PM Agree 0
    Agree entirely with "Enough" - is APRA's mission statement to tear down any part of the financial economy that is going well?
    Commercial Lending is a wide & carrying market segment - property developers are only one small part of a bigger picture; but no doubt their "one size fits all" will also apply to the small businesses making widgets etc..

    Their last foray into the housing market, simply saw banks pass on their extra costs to borrowers, making it even tougher on small home investors.

    At a time when unemployment is high; middle men are rampant; retail spending largely stagnant - businesses closing; APRA are going to additionally rule and regulate the industry to the point many businesses will no longer be able to access capital - is it any wonder so many companies toss their hands in the air, and move everything offshore.....
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