Competition bright as smaller lenders secure funding

By Tim Neary | 12/03/2010 5:00:00 AM | 2 comments

The raising of $1.3 billion in funds announced earlier by smaller mortgage lenders has sent a strong signal that specialist credit markets are beginning to thaw. 

Investor confidence in RMBS is returning at a rapid rate as new competition is injected in to the home loan market, according to a report in BusinessDay.

CUA, originally looking to raise $500 million, had its issue oversubscribed and lifted its offering by another $150 million - to its maximum size.

"The success of this issue allows [us] to remain a highly competitive player," said CUA chief executive Chris Whitehead. 

Also, Bendigo and Adelaide Bank has begun sounding out investors about a $650 million issue of home loan securities.

Almost all of the package will be made up of triple A rated investments backed by prime residential mortgages. It is Bendigo's second fund-raising move using home loan securities in three months.

This has taken the total for major RMBS issues to $7 billion since December.  

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RMBS scheme working: Wayne Swan - In his latest economic note, federal treasurer Wayne Swan says AMP's decision to cut rates by 10bps demonstrates that the AOFM's RMBS investment scheme is working.
 

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Latest Comments

Total: 2 comment(s)

Kym on 12 Mar 2010 03:08 PM

Bring it on

brizbroker on 12 Mar 2010 04:01 PM

Theres been plenty of great support for second tiers and non banks via AOFM for over 12 months... been saying all along that we need to support the lenders that won AOFM mandates. That means Adelaide, Resimac, Firstmac and AMP for starters... no good saying "bring it on" about this $1.3 Billion Kym when no one supported the lenders who got their hands on the almost $6 billion in the last year. Check out the lenders mentioned- they are doing better deals than you are getting from the majors but no ones using them. Its pathetic how weak brokers have been. "bring it on"... I keep hearing it, but I''ll believe it when I see it. So far its still all going to the big 4.

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