ING Direct declares mortgage push

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ING Direct has declared it will boost mortgage production by 20% in 2011, and has recruited Peter Hayward, formerly Citibank head of broker distribution, as the individual who will head the bank's broker push.

Executive director of mortgages at ING Direct, Lisa Claes, has said brokers can expect the increased mortgage production to come with a pipeline of service improvements to enhance the broker and customer experience.

Speaking to brokers at the group's Sydney roadshow today, Claes said the 2011 push marked an "aggressive exapansion".

She also declared brokers as a key market for the bank. "Brokers and mortgage managers will remain a key focus for ING Direct going forward and our commitment to remain branchless is a testament to that commitment.”

ING Direct's new head of broker distribution, Peter Hayward, will commence in early November.

Claes encouraged brokers to support non-major lenders as a key way of promoting competition in the financial sector.

“Currently the Big 4 write close to 90% of mortgages, in no other industry is there such a concentration, except groceries. Support of second tier lenders by brokers is crucial for a competitive environment within the financial services sector.”

  • Positive Broker on 12/10/2010 8:32:19 PM

    Agree with all these comments. I have had some great experiences with ING. Great products are there but unless the deal is a gold brick forget it.Also the BDMs need to be given some authority with their back office. Fix that and they will be right at the top of my hit parade. We have to stop using the majors before they strangle us to death.

  • Dave on 12/10/2010 11:10:52 AM

    OMG I was in an accident and woke up in the year 1999. Full circle for Mr Hayward (still don''t know how they took him back did you not see what he did at Citi or more to the point what he didn''t do?) and I think at least the 4th time I have heard ING and "aggressive expansion" in the same sentence. While product and pricing are one thing ING really need to get some quality staff especially BDM''s in the short term to fix the back office issue''s and then train your credit staff to at least know your own policy''s, then and only then will ING get any traction at all. As the industry matures and brokers are getting a decade or two behind them lenders need to learn that we have heard all your "spin" before and are jaded at best. Most brokers I know now just switch off. Truth in lending is one thing but if you want strong and sestainable relationships with brokers do what we do "Do as you say not as you wish".

  • mortgageandlease on 12/10/2010 11:02:31 AM

    I look to ING straight up in regard to all my residential loans and have for years.

    I am in the process of moving a $1.00mil client with multiple investment properties away from ING for the fact they wouldn''t allow a second interest only period on their loans.

    they need to loosen the ropes if they want to gain more volume. I still think their product is better on the whole then what CBA and Westpac offer, and their talking lifting rates again.

    Interesting to see what comes out of it.

  • Evelyn Crawford on 12/10/2010 10:48:53 AM

    IF ING are serious they need to have a more common sense approach to credit. Several times I have had a deal that ING will not do, and had no trouble with any of the other majors.

  • Roger Ruhle on 12/10/2010 10:43:01 AM

    If ING''s products are priced to seriously compete with the majors, ie interest rates and fees need to be better than what the big 4 offer, they will write more business.

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