Nearly one in five Australians believe they'd be better off putting their money under a mattress than investing in property or shares.
A Loan Market survey has found 17% of respondents believed holding onto their money was a safer financial move than investing in residential or commercial property, shares or savings.
A Loan Market spokesperson put the finding down to consumers remaining plagued by economic uncertainty, despite avoiding the worst of the GFC and the debt crisis gripping Europe.
Commercial property was also on the nose with the poll's respondents, with only 9% tipping it as the most profitable investment over the coming year.
Meanwhile, respondents expected shares to see the best returns, with 33% saying they would be most profitable. Thirty-one per cent tipped residential property as a sound investment, while 10% said cash or savings would be safest.