Mortgage-backed securities back in vogue

By Tim Neary | 18 Nov 2009

Bendigo and Adelaide Bank is poised to become the first regional lender to sell residential mortgage backed securities without government assistance since the collapse of Lehman Brothers last September.

The bank is in discussions with fixed-income investors to launch a deal worth more than $500 million, but no pricing guidance has been distributed, reported The Australian Financial Review

The deal comes as ME Bank yesterday priced a $780 million RMBS transaction - its third without the AOFM sponsorship.

Regional lenders are reconsidering the securitisation market as pricing falls to levels that make economic sense.

For lenders outside of the Big Four, the cost of selling RMBSs has sunk below that of raising funds under the government's wholesale funding guarantee.

Related Story   

Bendigo and Adelaide Bank calls for rating upgrade - Bendigo and Adelaide Bank has called on the credit ratings agencies to upgrade its ranking, saying its funding risks are substantially lower now than at the start of the GFC.

FirstMac's RMBS transaction - The final participation in FirstMac's $470 million 2-2009 RMBS transaction came from six domestic investors, in addition to the AOFM.

 

 

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