RAMS, Aussie, HomeSide pass on full rate cut

By Agnes Gajewska | 05 Feb 2009

Following in the footsteps of the Big Four, Aussie, RAMS and HomeSide Lending (NAB's suite of products offered via brokers), have lowered rates by 100bps, in line with the RBA's February rate cut.

Effective 13 February, the Aussie Home Loans standard variable rate will fall to 5.65% for new and existing borrowers. The move follows the CBA, which holds a 30% stake in Aussie, announcing that it would be dropping its variable rate to 5.74% effective 13 February.

RAMS Home Loans reduced its SVR to 5.69% effective 9 February, placing it 22bps below owner Westpac. Westpac was the first major lender to cut rates by 1%, taking its SVR to 5.91% effective 9 February.

Furthermore, the RAMS Rate Relief home loan will also be reduced by the full 100bps, offering customers a rate of 4.69% for the first two years of the loan.
 
HomeSide   reduced its variable rate by 1% to 5.67% effective 13 February. NAB's SVR will drop to 5.74% on the same day.

 

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