The majors have slammed claims older borrowers are being unfairly denied credit, claiming policies are in place to protect borrowers.
Global credit ratings agency Fitch Ratings has warned Australian banks face a more challenging environment in 2014.
The ABA has welcomed the relief offered by banks in the wake of bushfires that have devastated the Perth Hills area.
APRA has put higher capital requirements on the Big Four, saying that no financial institution should be too big to fail
ANZ has appointed ex-director David Gonksi to replace chairman John Morschel in 2014, while announcing strong profits in 2013
ANZ has made a number of structural changes in order to 'fully unlock the potential' of the bank.