Home value declines in January have been offset by a solid February, but the result has left the market flat
Brokers are swooping on the opportunity presented by banks breaking cycle with the RBA
The Reserve Bank is looking closely at bank funding costs to ascertain whether rate rises are justified
A number of lenders have put up fixed rates while attention remains on standard variable rate hikes
The banks are adjusting their interest rates independently of the RBA - creating a business opportunity for brokers.
The RBA has warned that banks must not become lax on lending standards in times when "everything seems rosy"