Analysis

  • Counting the cost of responsible lending

    Following the shock ruling that saw ASIC’s responsible lending case dismissed by a judge, Australian Broker examines what the decision could mean for the future of expense verification and the ability of lenders to accurately predict serviceability

  • Property investment: the reality behind the numbers

    Investor activity in the residential property market has taken multiple hits over recent years, the latest being a 3.4% decline in returns in FY18/19, compared with a rally of 11.4% on ASX investments. Australian Broker examines the situation and where the opportunities lie for brokers

  • Romancing the loan writers by Melanie Mingas

    The big four banks are moving on from royal commission - and asking brokers to come with them

  • The end of easy money by Melanie Mingas

    A new set of rules around credit cards could see thousands of consumers forced to consolidate their debts

  • Reacting to the royal commission by Melanie Mingas

    Brokers have their say on the royal commission's interim report

  • The challenger bank by Melanie Mingas

    The newly merged Finsure and Goldfields Money will provide lending solutions via broker distribution, but with a digital twist. Goldfields Money executive director and CEO Simon Lyons explains

  • Talking trail by Melanie Mingas

    Trail Homes founder Nick Young explains how brokers can cash in on their trail book

  • Raising the bar for SME lending by Melanie Mingas

    Australian Broker examines the benefits of the new Code of Lending for Australia's 2.1m SMEs