Analysis

  • Counting the cost of responsible lending

    Following the shock ruling that saw ASIC’s responsible lending case dismissed by a judge, Australian Broker examines what the decision could mean for the future of expense verification and the ability of lenders to accurately predict serviceability

  • Property investment: the reality behind the numbers

    Investor activity in the residential property market has taken multiple hits over recent years, the latest being a 3.4% decline in returns in FY18/19, compared with a rally of 11.4% on ASX investments. Australian Broker examines the situation and where the opportunities lie for brokers

  • Addressing the perception gap by Melanie Mingas

    When it comes to gender balance, new research from MFAA confirms that perception is just as important as participation

  • Behind the numbers: making sense of the cash rate by AB

    As Australia beats its own cash rate record, one analyst advises on how brokers can leverage another hold

  • Protecting the silver economy by AB

    Examining the implications of the ABA's campaign to tackle financial abuse of the elderly

  • The fintech transformation by AB

    According to one fintech commentator, brokers could soon be replaced by smart speakers. But will customers embrace such a technological leap?

  • Tempting the investors back by AB

    As APRA starts to hand control for investor lending back to individual ADIs, Australian Broker asks if the nation’s appetite for bricks and mortar investments is enough to reinvigorate its cooling property markets

  • A question of competition by Melanie Mingas

    As ASIC backs a flat-fee payment model, brokers on the ground say fees will limit their ability to compete and drastically reduce customer satisfaction