Analysis

  • How low will prices actually fall?

    Banks, economists and industry insiders have predicted that Australian house prices will collapse by as much as 30% in the wake of the pandemic. But is this truly accurate – and how can we genuinely forecast just how low prices will fall?

  • Is the economy ready to exit hibernation?

    While many feared Australia could be stalled for months on end, economists now suggesting the worst is already behind us

  • The power of knowledge by Melanie Mingas

    With the launch of its Broker Academy, Westpac has created what it’s calling “the biggest broker learning pathways resource”. Academy head Kylie Lano tells Australian Broker what it means for the industry and why it offers something for everyone

  • Getting back on track by Mariam Gabaji

    Despite a favourable interest rate environment and APRA’s removal of interest-only caps, arrears data highlights a new trend across Queensland and WA. Australian Broker examines the prospects for mortgage-stressed borrowers in the country’s most challenged markets

  • The (new) rules of engagement by Melanie Mingas

    Examining the draft Mortgage Brokers Bill and what it could mean for brokers and borrowers

  • The missed opportunities in data by Melanie Mingas

    Embracing data is crucial to delivering best customer outcomes - as well as protecting the future of the industry

  • Counting the cost of responsible lending by Melanie Mingas

    Following the shock ruling that saw ASIC’s responsible lending case dismissed by a judge, Australian Broker examines what the decision could mean for the future of expense verification and the ability of lenders to accurately predict serviceability

  • Property investment: the reality behind the numbers by Melanie Mingas

    Investor activity in the residential property market has taken multiple hits over recent years, the latest being a 3.4% decline in returns in FY18/19, compared with a rally of 11.4% on ASX investments. Australian Broker examines the situation and where the opportunities lie for brokers