Analysis

  • Counting the cost of responsible lending

    Following the shock ruling that saw ASIC’s responsible lending case dismissed by a judge, Australian Broker examines what the decision could mean for the future of expense verification and the ability of lenders to accurately predict serviceability

  • Property investment: the reality behind the numbers

    Investor activity in the residential property market has taken multiple hits over recent years, the latest being a 3.4% decline in returns in FY18/19, compared with a rally of 11.4% on ASX investments. Australian Broker examines the situation and where the opportunities lie for brokers

  • At odds over accreditation by Otiena Ellwand

    Industry figures debate CBA’s changes to broker accreditation and what it will mean for the future of the industry

  • Preparing borrowers for the unknown by Nicola Middlemiss

    Will the current standard serviceability buffer be enough to protect borrowers, or is a domino effect of defaults on the horizon?

  • ASIC’s big plans for the broking industry by

    ASIC’s Michael Saadat talks about the regulator’s latest deep dive into interest-only loans and its upcoming shadow shopping exercise

  • Industry needs to strike a balance with compliance by Otiena Ellwand

    Brokers’ compliance responsibilities keep piling up, and yet with industry deliberating over how to proceed with ASIC’s many recommendations, is all this compliance necessary?

  • When foe becomes friend by Otiena Ellwand

    In a rare moment, ASIC, APRA and the RBA spoke on the benefits brokers provide consumers, all while UBS' latest report continued to spark outrage

  • If it’s not broken, why fix it? by

    Mortgage brokers tell us what they really think about the recommended proposals in ASIC’s remuneration review