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The (new) rules of engagement
by Melanie Mingas
Examining the draft Mortgage Brokers Bill and what it could mean for brokers and borrowers
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The missed opportunities in data
by Melanie Mingas
Embracing data is crucial to delivering best customer outcomes - as well as protecting the future of the industry
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Counting the cost of responsible lending
by Melanie Mingas
Following the shock ruling that saw ASIC’s responsible lending case dismissed by a judge, Australian Broker examines what the decision could mean for the future of expense verification and the ability of lenders to accurately predict serviceability
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Property investment: the reality behind the numbers
by Melanie Mingas
Investor activity in the residential property market has taken multiple hits over recent years, the latest being a 3.4% decline in returns in FY18/19, compared with a rally of 11.4% on ASX investments. Australian Broker examines the situation and where the opportunities lie for brokers
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Romancing the loan writers
by Melanie Mingas
The big four banks are moving on from royal commission - and asking brokers to come with them
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The end of easy money
by Melanie Mingas
A new set of rules around credit cards could see thousands of consumers forced to consolidate their debts