Taylor Kelly, mortgage broker for Home Loan Connexion, explains how she would use a windfall to develop a micro-finance program for disadvantaged women
Q: Who or what inspired you to become a broker?
A: There are a few things that inspired me to become a broker. Firstly, my mother has been a broker for over 20 years, so from a very young age I have been exposed to the career opportunities the finance industry offers. She was an excellent role model and instilled in me the values and professionalism required to be a broker of excellence.
However, like so many school leavers I decided to pursue the university route. After obtaining a double degree in psychology and criminology – and working in an unrelated industry for a year or two – I took a break to reflect and plan before making my next career move. I had always admired how successful my mother was in business due to her hard work and dedication in the finance industry.
This, along with the ability to be my own boss, inspired and excited me.
Working at Home Loan Connexion further fuelled my desire to become a broker. After all, nothing feels quite as satisfying as helping a client get into their own home or assisting them to navigate a tricky finance situation.
Q: If you won $1m what would you do with it?
A: Develop a micro-finance program for disadvantaged women, bootstrap my broking business, and secure my own future financial independence by developing a diversified investment portfolio across property, shares and cash.
Q: What are your top survival tips for working in finance?
A: Firstly, ensure you create a healthy work-life balance. For me personally, whilst aiming to be a highly successful and well-educated broker I sometimes overwork to achieve the desired outcomes. I’ve learnt that it is not how busy I am but rather how productive.
My other tip is to ensure you make time to nurture your network and give back to the people who are actively advocating for you and your business. Yes, it all takes time and effort, but I understand that my network and connections hold the key to more business flowing in the door.
My last tip would be to always ask for help when needed. I find it helps to have a close circle of industry veterans with whom I can discuss any challenges I am having, bounce ideas off and, more importantly, celebrate my wins.