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Investment lending is not risky, major bank tells government

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Australian Broker | 19 Aug 2015, 07:29 AM Agree 0
A major bank has argued that the growth in investment lending is not creating risks in the Australian housing market or banking sector
  • Jason Thomson | 19 Aug 2015, 09:23 AM Agree 0
    Great to hear someone talking sense!
  • Warren Gibson | 19 Aug 2015, 09:38 AM Agree 0
    Investment lending may not be that risky and maybe only those who can afford to do it do so. The real issue is whether they should be subsidised by taxpayers. There is now an option to invest in property without borrowing - its called fractional investment and allows people to invest what cash they have, perhaps through their super (which is a renewable and sustainable source of funding) in bits of property in much the same way they invest in shares. In this way investors can still add to new housing supply with out the taxpayer shelling out $10b+ pa on rebates to the few.
  • Brado | 19 Aug 2015, 10:41 AM Agree 0
    Good one ANZ... finally a sane voice amongst all this hysteria.
  • SEQ Broker | 19 Aug 2015, 10:58 AM Agree 0
    Um.. here here. That makes sense.
    Surely you can read between those lines to realise that APRA and its wacky policies are only going to hurt Australians and Australian mum and dad investors in particular and a blind man riding by on a horse can see that its not Aussies or mum and dad investors driving Sydney house prices.
  • Buddo | 19 Aug 2015, 11:14 AM Agree 0
    Finally, someone is looking outside the metro limits of Syd & Melb! Without investment buyers in the regional areas, where does that leave those after rental property? Shortage of rentals + escalating rental prices. Blanket coverage across the country by APRA & lenders because of two metro areas is plain short sighted.
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