Calculators

This calculator provides an estimate of the maximum you can borrow, taking into account your monthly income and expenditure and current interest rates. This calculator also builds in a buffer for interest rate rises.

Use the income and expenditure worksheet to calculate how much you can afford to borrow.

Enter the interest rate, the term of the loan and the amount you are borrowing to get the minimum monthly repayment and the amount of interest paid.

As well as calculating the loan repayment and the total interest paid the mortgage repayment calculator advanced shows the effect of making additional repayments and redraws and produces a table showing the full loan amortisation.

This simulator allows you to analyse the choice of a fixed or variable rate by modeling changes in the variable interest rate and comparing the amount repaid during the period and the outstanding loan balance at the end of the period.

This estimator allows you to calculate whether you will have to pay LMI, and if so, how much.

This calculator allows you to estimate the total cost of purchasing a property including all those nasty hidden costs.

Enter the interest rate, the term of the loan and the amount you are borrowing to get the minimum monthly repayment and the amount of interest paid.

This calculator allows the user to determine which term deposits offer the highest yields.

The Retirement Savings Calculator provides an estimate of the amount of money you will save by the time you retire and the number of years these savings will last you in your retirement.

This tool provides an estimate of how much an investment property will cost. It combines the cash operating revenue and the cash operating expenses with the change in the amount of income tax paid to measure the net change in the investors income due to the investment property.

This tool allows you to compare your estimated financial position after seven years of renting with your estimated financial position after seven years of home loan repayments.

This estimator provides an indication of the costs you will face depending on the order in which you sell your old home and buy your new one.

This calculator takes your specific moving details and produces a customized timeline. This can then be printed out in the form of a checklist to tick off tasks as they are completed.

Work out how much you'll owe the tax department for stamp duty on your home and on the amount you borrow.

This estimator provides an indication of the amount of capital gains tax you may be required to pay on an investment property.

This estimator provides an indication of the amount of capital gains tax you may be required to pay on an investment property.

This calculator is designed to give residential property investors an estimate of the net income effect of owning an investment property.