Amid several risky trends around interest-only loans, should brokers or borrowers initiate the responsible lending conversation?
A leading analyst has urged the RBA and APRA to work together and prevent impending double digit housing growth
One academic responds to the regulator’s resistance to naming and shaming those guilty of dodgy lending practices
The regulator has promised to push towards greater financial prudence in both the residential and commercial lending spaces
The regulator has also shed light on serviceability and questioned the use of tests such as the Henderson Poverty Index
The regulator has announced a series of measures designed to maintain a strong risk culture in the Australian banking industry