Analysis

  • A risky business or safe as houses?

    It’s been a difficult year for property owners, with all aspects of the real estate industry impacted by the pandemic. Do the events of 2020 highlight just how risky property investing is – or are they just a bump in the road for an otherwise relatively secure asset class?

  • Are Australians better off financially now?

    When the federal government began delivering hundreds of billions of dollars worth of stimulus packages and grants in March, some Australians wound up better off financially than they were before the pandemic hit. But where are we headed from here?

  • Getting back on track by Mariam Gabaji

    Despite a favourable interest rate environment and APRA’s removal of interest-only caps, arrears data highlights a new trend across Queensland and WA. Australian Broker examines the prospects for mortgage-stressed borrowers in the country’s most challenged markets

  • The (new) rules of engagement by Melanie Mingas

    Examining the draft Mortgage Brokers Bill and what it could mean for brokers and borrowers

  • The missed opportunities in data by Melanie Mingas

    Embracing data is crucial to delivering best customer outcomes - as well as protecting the future of the industry

  • Counting the cost of responsible lending by Melanie Mingas

    Following the shock ruling that saw ASIC’s responsible lending case dismissed by a judge, Australian Broker examines what the decision could mean for the future of expense verification and the ability of lenders to accurately predict serviceability

  • Property investment: the reality behind the numbers by Melanie Mingas

    Investor activity in the residential property market has taken multiple hits over recent years, the latest being a 3.4% decline in returns in FY18/19, compared with a rally of 11.4% on ASX investments. Australian Broker examines the situation and where the opportunities lie for brokers

  • Romancing the loan writers by Melanie Mingas

    The big four banks are moving on from royal commission - and asking brokers to come with them