Analysis

  • Counting the cost of responsible lending

    Following the shock ruling that saw ASIC’s responsible lending case dismissed by a judge, Australian Broker examines what the decision could mean for the future of expense verification and the ability of lenders to accurately predict serviceability

  • Property investment: the reality behind the numbers

    Investor activity in the residential property market has taken multiple hits over recent years, the latest being a 3.4% decline in returns in FY18/19, compared with a rally of 11.4% on ASX investments. Australian Broker examines the situation and where the opportunities lie for brokers

  • Public submissions shed light on ASIC’s rem review proposals by Otiena Ellwand

    They reveal the ongoing friction between banks and brokers, and the industry forum’s daunting task ahead

  • Battle of the generations by Julia Corderoy

    Australian Broker investigates the dwindling number of young first home buyers and whether Generation Y do, in fact, have it harder than any generation before them

  • Brexit: boom or bust? by Julia Corderoy

    Britain has voted to leave the European Union. Now what? Australian Broker investigates what the Brexit means for the global and Australian economies, and how it could affect brokers

  • Ease up, APRA? by Julia Corderoy

    As annual growth in investment lending slides, Australian Broker investigates whether APRA should reassess its 10% annual growth limit

  • 2016 federal budget round-up by Julia Corderoy

    The Federal Budget has been announced and the industry has weighed in. So what does the new budget mean for brokers, their clients and the market in 2016?

  • Brokers on notice in interest-only crackdown by Julia Corderoy

    Corporate regulator ASIC has announced a new review into the mortgage broking sector, focusing on a broker’s responsibilities in regards to interest-only lending