MA Money slashes commercial lending rates in mid-year broker push

Rate cuts and waived fees on commercial loans — but only until 31 July

MA Money slashes commercial lending rates in mid-year broker push

News

By Mina Martin

Non-bank lender MA Money has moved to sharpen its commercial lending offer, cutting rates and removing risk fees on a range of eligible products for a limited window this month.

The promotion follows MA Money's addition to Loan Market Group's commercial lending panel in June 2026, extending an existing residential relationship and signalling the lender's accelerating push into commercial finance.

The offer is available on new applications submitted between 29 June and 31 July.

Craig Stuart (pictured), head of commercial at MA Money, said the promotion reflects the breadth of activity the lender is currently seeing across its commercial book.

"We're seeing strong interest from borrowers looking to secure commercial property, refinance existing facilities or unlock equity to support future opportunities," Stuart said.

What's on the table

Eligible Prime Full Doc and Alt Doc Commercial Loans up to $4 million and 75% LVR will benefit from rate reductions of up to 0.20%, with rates now starting from 7.79% p.a. Separately, risk fees have been waived on eligible commercial refinance and equity release applications.

Why brokers should take note

Recent federal budget changes removing negative gearing on established residential properties have made commercial property comparatively more attractive for investors — commercial retains full negative gearing benefits under the new rules — prompting growing numbers of investors and business owners to explore commercial property to diversify portfolios, acquire premises, or unlock equity.

"The combination of reduced rates and waived risk fees on refinances and equity releases creates a compelling opportunity for clients reviewing their current circumstances and exploring opportunities in commercial property," Stuart said.

Webinar on 9 July

To support brokers in navigating the commercial lending opportunity, MA Money will host a webinar on Wednesday, 9 July, covering the promotion details, key product features and real-world lending scenarios. The webinar comes as MA Money continues to build out its broker-facing infrastructure, having expanded its national BDM team to 24 in March 2026.

Brokers can register here.

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