Analysis

  • The power of knowledge

    With the launch of its Broker Academy, Westpac has created what it’s calling “the biggest broker learning pathways resource”. Academy head Kylie Lano tells Australian Broker what it means for the industry and why it offers something for everyone

  • Getting back on track

    Despite a favourable interest rate environment and APRA’s removal of interest-only caps, arrears data highlights a new trend across Queensland and WA. Australian Broker examines the prospects for mortgage-stressed borrowers in the country’s most challenged markets

  • Counting the cost of responsible lending by Melanie Mingas

    Following the shock ruling that saw ASIC’s responsible lending case dismissed by a judge, Australian Broker examines what the decision could mean for the future of expense verification and the ability of lenders to accurately predict serviceability

  • Property investment: the reality behind the numbers by Melanie Mingas

    Investor activity in the residential property market has taken multiple hits over recent years, the latest being a 3.4% decline in returns in FY18/19, compared with a rally of 11.4% on ASX investments. Australian Broker examines the situation and where the opportunities lie for brokers

  • Romancing the loan writers by Melanie Mingas

    The big four banks are moving on from royal commission - and asking brokers to come with them

  • The end of easy money by Melanie Mingas

    A new set of rules around credit cards could see thousands of consumers forced to consolidate their debts

  • Reacting to the royal commission by Melanie Mingas

    Brokers have their say on the royal commission's interim report

  • The challenger bank by Melanie Mingas

    The newly merged Finsure and Goldfields Money will provide lending solutions via broker distribution, but with a digital twist. Goldfields Money executive director and CEO Simon Lyons explains