Aussie has launched Aussie Boost, a new white-label lending product powered by OwnHome, designed to help brokers support more customers struggling to save a deposit in today’s fast-rising market. The offering allows eligible customers to purchase with as little as 0% deposit, potentially saving thousands in lender’s mortgage insurance (LMI).
The launch comes as new analysis shows first-home buyers face six-figure deposit requirements or sharply higher repayments. In major cities, a 20% deposit now often exceeds $150,000, with servicing a median unit requiring incomes of around $161,000 in Sydney and $142,000 in Brisbane. High-LVR loans under the First Home Guarantee lower upfront costs but add thousands in annual repayments, highlighting demand for alternative deposit solutions.
Developed in partnership with OwnHome, Aussie Boost gives brokers another option at a time when traditional savings timelines are blowing out and rising prices continue to lock many clients out of the market.
Fully integrated into the Aussie Broker Platform, Aussie Boost enables brokers to assess eligibility, calculate potential savings, and complete applications within their standard workflow — from submission through to settlement.
The product is available to owner-occupiers (81–100% LVR) and *investors (81–98% LVR)**.
Travis Tyler (pictured), Lendi group chief product officer, said Aussie Boost is arriving when customers need it most.
“For many Australians, saving a 20% deposit is the single biggest barrier to buying a home," Tyler said. "Aussie Boost gives customers another way forward – helping them avoid costly LMI and get into the market sooner, without compromising on affordability or peace of mind.
“For our brokers, Aussie Boost is another powerful tool to help their customers achieve their property goals. By embedding it directly into our platform, we’re helping brokers deliver more accessible pathways into home ownership – faster and with less friction.”
Tracey Hammond, senior broker at Aussie, has already settled a client purchase using Aussie Boost.
“It’s a game-changer for clients who thought they were years away from buying,” Hammond said. “Being able to show them an option that saves thousands in upfront costs and repayments – and do it right inside the Aussie system – is incredibly powerful.”
Tim Harley, OwnHome co-founder, said the collaboration blends scale and innovation to open new pathways for Australians who can service a mortgage but cannot overcome the deposit hurdle.
“We’re thrilled to partner with Aussie to bring this to life for brokers," Harley said. "Aussie Boost is designed to help families who can afford the repayments but are locked out by huge deposit requirements. Together OwnHome and Aussie are giving brokers the ability to say ‘yes’ to more clients and get more Australians into homes they love sooner.”
Nationwide, tight credit conditions and rising living costs are compounding buyer stress.
Finder data shows 35% of Australians believe they may never afford a home, and half of households now carry credit-card debt as expenses climb. Many borrowers are also restructuring their spending to satisfy stricter lender scrutiny — another hurdle brokers must help clients navigate.
Aussie says Boost strengthens its commitment to helping Australians Find, Buy and Own their homes with confidence while giving brokers faster, more flexible tools to support customers at every stage of the property journey.
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