Non‑bank lender Greenlink Capital has rolled out a new residential private lending campaign aimed squarely at mortgage brokers with quality deals that do not fit traditional bank policy.
The offer, which runs from 4 March to 30 April, promotes rates from 6.98% for loans up to 70% LVR, secured against standard residential property. It is available in Sydney, Melbourne and Brisbane, as well as selected metropolitan markets across New South Wales, Victoria and Queensland.
The campaign is pitched as a way to keep complex but sound transactions moving when mainstream lenders are constrained by policy overlays, tighter borrowing capacity settings, or elongated approval timelines.
The move comes as the Australian Finance Industry Association (AFIA) highlights that residential mortgage non‑bank lenders are “opening up access to credit for thousands of creditworthy Australians who are often overlooked by traditional banks” – including freelancers, contractors, and small‑business owners.
Greenlink Capital said the initiative is designed to give brokers more certainty of execution on residential transactions that sit outside bank credit boxes but are supported by strong security and a clear repayment path.
“Brokers continue to encounter quality residential transactions that can stall within traditional lending frameworks due to policy rigidity or extended approval timelines,” CEO Kiro Georgy (pictured) said. “Private credit exists to support these transactions when they are well structured, supported by strong residential security and clear exit strategies.”
The campaign focuses on conservative leverage, with a maximum 70% LVR based on the lower of independent valuation or purchase price and requires a credible exit strategy within the loan term, typically via sale or refinance. Assets must be standard metropolitan residential property in locations with acceptable market liquidity, excluding specialised, rural or agricultural security.
Georgy said Greenlink’s model is built around disciplined assessment rather than pure speed.
“At Greenlink Capital, we start with the fundamentals; asset quality, sensible loan structuress and clear exit pathways. Our role is to support brokers with reliable capital and clear credit decisions where transactions require flexibility,” he said.
All lending decisions are made directly by Greenlink’s credit team, allowing brokers to engage with decision‑makers throughout the process on structure, security, and exit planning. Letters of offer must be issued and accepted by 5:30pm AEST on 30 April for loans to qualify for the 6.98% campaign rates.
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