The offer builds a rewards layer on top of core funding needs, helping brokers stand out in the competitive non-bank SME lending space.
Prospa has funded over $5bn to 45,000+ SMEs since 2012, partnering with more than 20,000 brokers across Australia and New Zealand. That footprint positions the lender – and its broker partners – at the frontline as new reforms reshape SME cash flow needs.
From 1 July, Australian SMEs must pay super every pay cycle instead of quarterly, likely lifting demand for working capital and making rewards-linked business lending a timely tool for brokers.
The partnership brings together two Australian brands focused on the small-business economy, combining SME lending with loyalty benefits that can be redeemed for travel, accommodation, and other business costs.
Prospa has embedded the Qantas Points feature into its existing digital application journey, alongside tools such as Tap to Pay, Bill Pay, Xero integration and the Prospa App, aimed at giving business owners more control over payments and cash flow.
“Small business owners work incredibly hard – they’re often the first to open, the last to leave,” said Beau Bertoli (pictured), co-founder and chief revenue officer at Prospa. “This partnership recognises that effort in a way that genuinely matters. By pairing funding with Qantas Points, we’re adding tangible benefits to everyday business progress.”
Prospa’s SME research shows many firms hold slim cash buffers and remain exposed to inflation and regulatory change.
For brokers with mixed books spanning home loans, first-home buyers, property investors, and SME clients, that backdrop points to more conversations about borrowing capacity, liquidity and contingency funding.
Against that setting, Bertoli said, “This is a first-of-its-kind opportunity in the non-bank SME lending space.”
“Brokers can now offer clients funding that not only helps them grow but also rewards them along the way. It’s another reason for brokers to choose Prospa – and a genuine differentiator in a competitive market,” he said.
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