Skip joins ApplyOnline as lender doubles down on broker growth

The 2% deposit lender is expanding its aggregator footprint with three more panels on the way

Skip joins ApplyOnline as lender doubles down on broker growth

News

By Mina Martin

Low-deposit home loan lender Skip, formerly known as Sucasa, has moved its broker lodgement infrastructure onto NextGen's ApplyOnline platform, signalling a significant step up in its ambitions to grow through the broker channel as more aggregator partnerships approach.

Broader aggregator push under way

The shift away from Skip's proprietary lodgement system means brokers can now submit applications through the same workflows and CRM integrations they use with other lenders — reducing friction and encouraging uptake among brokers already embedded in the ApplyOnline ecosystem.

The integration follows Skip's launch onto the Loan Market Group panel in August 2025 and its subsequent addition to the Outsource Financial panel. Three further aggregator partnerships are expected in the coming months, pointing to an accelerating national distribution strategy.

Skip CEO and co-founder Mario Emmanuel (pictured left) said the ApplyOnline move was a natural extension of the lender's approach.

"Moving to NextGen's ApplyOnline was a logical step in making it easier for brokers to work with us through systems and workflows they already know and trust. As we continue scaling our broker distribution, we want to ensure brokers can access Skip through the platforms they use every day," Emmanuel said.

Beyond first-home buyers: a niche worth knowing

For mortgage brokers working with clients who can service a loan but can't accumulate a standard deposit — upsizers, divorcees, singles, and first-generation Australians among them — Skip occupies a distinct niche, with seven in 10 of its borrowers described as "second-chance" owners locked out of the market despite having owned before.

"An obsession with first-time homebuyers is creating an emerging pool of ignored Aussies: people who have outgrown their current footprint and are finding it harder than ever to save for a deposit for the transition to more space," Emmanuel said.

NextGen strategic partnerships manager Marcus Walley (pictured right) said the integration reflected ApplyOnline's role as a common connection point between lenders and the broker market.

"Skip is a technology-first lender with a clear vision for the broker channel. Their decision to partner with NextGen reflects the advantage that comes with being part of the platform brokers use every day — something lenders of any size can tap into from day one," Walley said.

With three more aggregator panels expected shortly, brokers not yet accredited with Skip may want to watch for announcements from their own aggregator in the months ahead.

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