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Small to medium-sized enterprises (SMEs) are eager to back themselves, and a new funding partnership between non-bank lender Titan Capital and wholesale funder Fundstream Credit Fund is helping them.
The new facility comes on the back of a number of surveys showing up to 6 in 10 SMEs intend to invest in their own businesses and has proved a hit with brokers.
The partnership has significantly contributed to Titan Capital’s recent loan book growth and the expansion of its broker network. It partly came about as more brokers approached Titan Capital to come up with a funding solution for the latent demand. This trend underscores the fact that major banks are continuing to tighten lending criteria, giving brokers a prime opportunity to connect SME clients with more agile non-bank lenders to realise SME investment intentions.
"We created this product in response to what brokers were telling us,“ said commercial loan advisor Darren Yow at Titan Capital. "Their SME clients need funding quickly, and they need a lender who can move fast, price fairly, and structure deals around the real needs of the business."
Titan Capital's premium business product provides a timely and highly competitive alternative to traditional bank financing with minimal red tape, fast approvals, and an end-to-end broker-first model.
The product is designed to meet the needs of brokers whose clients are premium borrowers but may not qualify under traditional lending criteria.
Key product features include:
Whether the business borrower is purchasing, refinancing, or releasing equity for working capital, the facility provides brokers with a reliable, competitively priced solution.
As a specialist wholesale funder with an appetite for private credit, Fundstream provides the capital strength behind Titan’s new offering.
“We are happy to support our loan origination partner Titan Capital and have observed a 30% increase in settlements facilitated through Fundstream funding,” said Seng Teo, director at Fundstream. “Our commitment is to provide reliable funding solutions to all lender partners, ensuring efficient and seamless deal settlements.”
Titan Capital has developed and hosted a series of educational and training campaigns focused on its new product. In the past quarter alone, attendance at Titan’s SME lending sessions has surged, with over 300 brokers participating at some. These sessions have covered key topics such as SME and Self-Managed Super Funds (SMSF) lending, private credit structuring, and deal packaging strategies.
"This isn’t just a product launch," said Yow. "It’s an investment into broker relationships. We’re equipping brokers with the tools and funding pathways they need to succeed in the evolving SME finance space."
Broker feedback has highlighted the appeal of not only Titan’s flexible lending criteria, but also the hands-on support provided throughout the loan journey — from scenario assessment to settlement.
As Titan Capital and Fundstream continue their collaboration, both firms remain dedicated to broadening access to fast, fair pricing, and transparent capital for Australian SMEs. This partnership not only provides brokers with a reliable funding source but also empowers them to offer their clients tailored lending solutions that meet diverse business needs. Brokers benefit from streamlined processes, competitive rates, and flexible terms, enabling them to close deals more efficiently. Meanwhile, clients gain quicker access to working capital and refinancing options that support business growth and stability, even when traditional lending avenues may not be suitable.
For brokers seeking more information and other product niches, please contact [email protected].
