Resimac Group has posted a strong set of full-year results to the ASX, with normalised net profit after tax climbing 26% to $49.9 million for the year to 30 June 2026. Statutory NPAT rose even further, up 42% to $49.2 million, while normalised operating profit before impairment expense and tax increased 18% to $92.9 million.
The lender's assets under management grew 4% to $16.5 billion, with home loans doing much of the heavy lifting — up 10% to $14.7 billion — while asset finance AUM rose 7% to $1.5 billion. Origination volumes reached $6.7 billion, a 16% increase, and application volumes hit $10.5 billion, up 17%, reflecting stronger momentum in home lending alongside a more measured approach to asset finance growth.
Resimac chief executive Pete Lirantzis (pictured) pointed directly to the broker channel as a driver of the year's performance.
"Brokers were central to Resimac's success in FY26. More brokers chose to use us more often, reflecting the strength of our proposition and the confidence they have in our ability to support a broader range of customers," Lirantzis said.
He added that broker support "has been a key driver of our growth, and we remain focused on making it easier for brokers to place more customers with Resimac."
Home loan settlements increased 20% over the year. Lirantzis added that lifting the broker and customer experience remains a priority: "Our focus is clear. We are strengthening home loans by improving the experience for customers and brokers, helping brokers match customers with lending products that suit their needs across all our asset classes, and using technology to lift service levels."
Beyond the broker channel, margin and cost performance also improved: group net interest margin edged up five basis points to 159bps, helped by a full year of contribution from the Westpac Auto portfolio and improved funding economics, even as home loan margins held flat amid competitive pricing. The cost-to-income ratio improved 60bps to 53%, and impairment expenses fell 5% to $21.4 million.
The board declared a fully franked final dividend of 6 cents per share, lifting ordinary dividends for the year to 10 cents, up 43% on FY25. Combined with a 9 cent special dividend paid in the first half, total FY26 dividends reached 19 cents per share, worth $75.2 million.
Get the hottest and freshest property and mortgage news delivered right into your inbox. Subscribe now to our FREE daily newsletter.
