The launch also comes as AFAC's winter 2026 outlook flags increased fire risk in parts of WA and central-northern NSW, with drier conditions building across the southeast later in the year.
NAB home insurance customers can now use the Resilient Building Council's free Bushfire Resilience Rating app to assess how well-prepared their home is for bushfire season, and receive tailored steps to improve it.
Homes rated just one or two stars face an estimated 50–80% risk of severe bushfire damage, a figure that drops to roughly 7–18% for three- to four-star properties and around 1.5% for five-star homes.
Ana Marinkovic (pictured), NAB Group executive personal banking, said the initiative responds to a common gap for homeowners.
"Buying a home is one of the biggest financial commitments Australians make. And at a time when natural disasters are becoming more frequent and severe, we're focussed on helping customers protect their families, homes, and financial wellbeing," Marinkovic said in a media release.
Insurer partner Allianz's managing director Richard Feledy added that the app helps "customers better understand their risk and take practical steps to improve resilience."
For brokers, lower premiums can ease overall cost-of-ownership pressures, a detail worth factoring into borrowing capacity conversations with clients.
That cost-of-ownership picture comes as the broader market shifts beneath borrowers' feet.
NAB's Housing Monitor for July 2026 reports national dwelling prices fell 0.4% in June — the largest monthly drop since December 2022 — driven by 75 basis points of rate rises and budget tax changes, including reforms to capital gains tax and negative gearing that have curbed investor demand. Sydney and Melbourne led the pullback, down 1.2% and 1% respectively, with NAB forecasting a 2% decline across the eight capitals over 2026.
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