APRA data shows “riskier lending” makes up very small proportion of surge in new loans being written
Anticipation mounts as increasing hope is placed on traditionally busy spring season to address shortage
However, doubt remains about the stimulatory possibilities of APRA’s amended regulation
Reserve Bank suggests the initiative’s structure limits full use of promised funding
Since 2011, every cash rate cut has been followed by another within three months
Analyst doubts majors will pass future reductions through to customers in full